Karina Todd is a Chartered Accountant and Workplace Wellbeing Consultant with over 25 years of cross-sector experience spanning finance, governance, and cultural transformation. Known for her ability to blend commercial strategy with people-focused change, Karina supports MOAT clients in shaping resilient, inclusive, and high-performing organisations. Her dual expertise in financial leadership and corporate wellbeing brings a unique depth to complex change management projects, especially where cultural and operational shifts go hand in hand.
Karina trained with PwC in Belfast and Hong Kong and has held senior leadership roles across the public, private, and voluntary sectors. She’s led large-scale financial operations, managed capital budgets in excess of £200m, and advised senior executives and boards on risk, governance, and investment priorities.
Alongside her finance career, Karina has worked as a corporate trainer and certified coach, specialising in workplace wellbeing, menopause strategy, and leadership development. She has delivered national programmes, advised HR teams, and supported hundreds of professionals through individual and organisational change.
Karina brings particular expertise in designing inclusive workplace strategies, building psychologically safe teams, and aligning wellbeing with business performance. At MOAT, she supports clients in embedding culture change, with a focus on strategic alignment, policy implementation, and people-led transformation.
MOAT: Senior Consultant – Strategic Change, Culture & Wellbeing – 2025 – Present
Work Life People: Founder & CEO – 2025 – Present
Over the Bloody Moon: Client Services Director, Ireland – 2023 – Present
KOSI Corporation: Senior Consultant – 2023 – Present
Southern Health & Social Care Trust: Senior Financial Management Accountant – 2022 – 2023
Department of Education (NICS): Grade 7 – Head of Capital Finance – 2021 – 2022
Department of Education (NICS): Deputy Principal Accountant – 2004 – 2021
Earlier roles: Finance Manager – PSNI & Age Concern NI; Project Manager – DCAL; Chartered Accountant – PwC Belfast & Hong Kong; Graduate Trainee – NatWest Bank
Chartered Accountant – Institute of Chartered Accountants in Ireland
BA (Hons) Banking, Insurance & Finance – University of Wales
Certified Coach – Women’s Wellbeing & Menopause
Corporate Trainer – Workplace Wellbeing & Culture Change
CPD – Diversity, Equity & Inclusion
Contact us today to discuss your needs and discover how our expert, tailored solutions can drive lasting results.
Belfast Office: MOAT House, 20 Knockbreda Rd, Belfast BT6 0JA
Dublin Office: Inishowen House, 18 Oak Lawn, Castleknock, Dublin 15, D15 HFT2
UK: +44 (0) 7876 406626
UK: +44 (0) 7739 709099
ROI: +353 (0) 85 259 3639
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